CREDIT ACCEPTANCE CORP (CACC) earnings date, results and what the price requires
Nasdaq · SEC CIK 0000885550 · SEC filings checked Oct 16, 2026
Previous results (SEC filings)
| Quarter ended | Reported | Revenue | Net income | Diluted EPS | Source |
|---|---|---|---|---|---|
| Jun 30, 2026 | Aug 4, 2026 | $587.4M | $135.9M | $12.66 | Filing |
| Mar 31, 2026 | May 5, 2026 | $580.0M | $135.8M | $12.40 | Filing |
| Dec 31, 2025 | Jan 29, 2026 | $579.9M | $-301.9M | $10.87 | Filing |
| Sep 30, 2025 | Oct 30, 2025 | $582.4M | $108.2M | $9.43 | Filing |
| Jun 30, 2025 | Jul 31, 2025 | $583.8M | $87.4M | $7.42 | Filing |
| Mar 31, 2025 | Apr 30, 2025 | $571.1M | $106.3M | $8.66 | Filing |
| Dec 31, 2024 | Jan 30, 2025 | $565.9M | $-96.0M | $12.28 | Filing |
| Sep 30, 2024 | Oct 30, 2024 | $550.3M | $78.8M | $6.35 | Filing |
What would CREDIT ACCEPTANCE CORP have to report for its valuation to change?
At $540.98, with a 9.0% required return and a 18× earnings multiple in 5 years, earnings per share must grow about 0.4% a year, to $46.24. On that path the next quarter needs diluted EPS near $9.47, against $9.43 in the quarter ended Sep 30, 2025.
Compare buying at the last close now with waiting for results: if the report moves the growth the price requires, the entry price you would accept changes with it.
| Result | Original | Yours |
|---|---|---|
| Required EPS growth / year | 0.4% | 0.4% |
| EPS needed in final year | $46.24 | $46.24 |
Changed: nothing yet. Model: EPS × (1+g)^years × final P/E, discounted at the required return, equals today's price. Inputs: SEC diluted EPS and the dated close above.
Prepare for earnings across my investments — $399/month
Keep working models for the companies you follow, compare your expectations with reported results, and review what changes your investment decision. CACC goes in with your buy-or-wait comparison and assumptions preserved.
Figures come from SEC EDGAR XBRL filings. Dates marked "estimated" are calculated from the company's past results filings and are not confirmed. Not investment advice.