COMMUNITY FINANCIAL SYSTEM, INC. (CBU) earnings date, results and what the price requires

    NYSE · SEC CIK 0000723188 · SEC filings checked Oct 16, 2026

    Next report
    Oct 28, 2026
    Estimated from reporting history (92-day cycle, SEC 8-K item 2.02 results filings). Not confirmed.
    Last close
    $60.24
    Polygon.io daily close, Oct 16, 2026. End of day, not live.
    Trailing diluted EPS
    $4.31
    Sum of quarters ending Jun 30, 2026, Mar 31, 2026, Dec 31, 2025, Sep 30, 2025 · P/E 14.0

    Previous results (SEC filings)

    Quarter endedReportedRevenueNet incomeDiluted EPSSource
    Jun 30, 2026Jul 28, 2026$223.2M$61.3M$1.16Filing
    Mar 31, 2026Apr 29, 2026$213.3M$57.2M$1.08Filing
    Dec 31, 2025Jan 27, 2026$215.5M$54.4M$1.03Filing
    Sep 30, 2025Oct 21, 2025$207.1M$55.1M$1.04Filing
    Jun 30, 2025Jul 22, 2025$199.3M$51.3M$0.97Filing
    Mar 31, 2025Apr 29, 2025$196.2M$49.6M$0.93Filing
    Dec 31, 2024Jan 21, 2025$196.3M$49.8M$0.94Filing
    Sep 30, 2024Oct 22, 2024$188.9M$43.9M$0.83Filing

    What would COMMUNITY FINANCIAL SYSTEM, INC. have to report for its valuation to change?

    At $60.24, with a 9.0% required return and a 18× earnings multiple in 5 years, earnings per share must grow about 3.6% a year, to $5.15. On that path the next quarter needs diluted EPS near $1.08, against $1.04 in the quarter ended Sep 30, 2025.

    Are you considering buying, or do you already own shares?

    Compare buying at the last close now with waiting for results: if the report moves the growth the price requires, the entry price you would accept changes with it.

    ResultOriginalYours
    Required EPS growth / year3.6%3.6%
    EPS needed in final year$5.15$5.15

    Changed: nothing yet. Model: EPS × (1+g)^years × final P/E, discounted at the required return, equals today's price. Inputs: SEC diluted EPS and the dated close above.

    Prepare for earnings across my investments — $399/month

    Keep working models for the companies you follow, compare your expectations with reported results, and review what changes your investment decision. CBU goes in with your buy-or-wait comparison and assumptions preserved.

    Start Desk — $399/month

    Figures come from SEC EDGAR XBRL filings. Dates marked "estimated" are calculated from the company's past results filings and are not confirmed. Not investment advice.