CIVISTA BANCSHARES, INC. (CIVB) earnings date, results and what the price requires
Nasdaq · SEC CIK 0000944745 · SEC filings checked Oct 16, 2026
Previous results (SEC filings)
| Quarter ended | Reported | Revenue | Net income | Diluted EPS | Source |
|---|---|---|---|---|---|
| Jun 30, 2026 | Jul 23, 2026 | $5.7M | $14.3M | $0.69 | Filing |
| Mar 31, 2026 | Apr 22, 2026 | $4.8M | $15.0M | $0.72 | Filing |
| Dec 31, 2025 | Jan 29, 2026 | $2.9M | $12.3M | $0.59 | Filing |
| Sep 30, 2025 | Oct 23, 2025 | $6.2M | $12.8M | $0.68 | Filing |
| Jun 30, 2025 | Jul 11, 2025 | $5.1M | $11.0M | $0.71 | Filing |
| Mar 31, 2025 | Apr 24, 2025 | $4.8M | $10.2M | $0.66 | Filing |
| Dec 31, 2024 | Jan 30, 2025 | $2.5M | $9.9M | $0.62 | Filing |
| Sep 30, 2024 | Oct 29, 2024 | $5.2M | $8.4M | $0.53 | Filing |
What would CIVISTA BANCSHARES, INC. have to report for its valuation to change?
At $26.85, with a 9.0% required return and a 18× earnings multiple in 5 years, earnings per share must grow about -3.1% a year, to $2.30. On that path the next quarter needs diluted EPS near $0.66, against $0.68 in the quarter ended Sep 30, 2025.
Compare buying at the last close now with waiting for results: if the report moves the growth the price requires, the entry price you would accept changes with it.
| Result | Original | Yours |
|---|---|---|
| Required EPS growth / year | -3.1% | -3.1% |
| EPS needed in final year | $2.30 | $2.30 |
Changed: nothing yet. Model: EPS × (1+g)^years × final P/E, discounted at the required return, equals today's price. Inputs: SEC diluted EPS and the dated close above.
Prepare for earnings across my investments — $399/month
Keep working models for the companies you follow, compare your expectations with reported results, and review what changes your investment decision. CIVB goes in with your buy-or-wait comparison and assumptions preserved.
Figures come from SEC EDGAR XBRL filings. Dates marked "estimated" are calculated from the company's past results filings and are not confirmed. Not investment advice.