CHOICEONE FINANCIAL SERVICES INC (COFS) earnings date, results and what the price requires

    Nasdaq · SEC CIK 0000803164 · SEC filings checked Oct 16, 2026

    Next report
    Oct 23, 2026
    Estimated from reporting history (91-day cycle, SEC 8-K item 2.02 results filings). Not confirmed.
    Last close
    $33.10
    Polygon.io daily close, Oct 16, 2026. End of day, not live.
    Trailing diluted EPS
    $4.14
    Sum of quarters ending Jun 30, 2026, Mar 31, 2026, Dec 31, 2025, Sep 30, 2025 · P/E 8.0

    Previous results (SEC filings)

    Quarter endedReportedRevenueNet incomeDiluted EPSSource
    Jun 30, 2026Jul 24, 2026$5.4M$12.5M$0.83Filing
    Mar 31, 2026Apr 24, 2026$59.1M$13.7M$0.91Filing
    Dec 31, 2025Jan 30, 2026$-36.0M$13.9M$1.43Filing
    Sep 30, 2025Nov 10, 2025$5.3M$14.7M$0.97Filing
    Jun 30, 2025Jul 25, 2025$4.8M$13.5M$0.90Filing
    Mar 31, 2025Apr 30, 2025$44.9M$-13.9M$-1.29Filing
    Dec 31, 2024Jan 22, 2025$-26.2M$7.2M$0.79Filing
    Sep 30, 2024Oct 23, 2024$3.4M$7.3M$0.85Filing

    What would CHOICEONE FINANCIAL SERVICES INC have to report for its valuation to change?

    At $33.10, with a 9.0% required return and a 18× earnings multiple in 5 years, earnings per share must grow about -7.3% a year, to $2.83. On that path the next quarter needs diluted EPS near $0.90, against $0.97 in the quarter ended Sep 30, 2025.

    Are you considering buying, or do you already own shares?

    Compare buying at the last close now with waiting for results: if the report moves the growth the price requires, the entry price you would accept changes with it.

    ResultOriginalYours
    Required EPS growth / year-7.3%-7.3%
    EPS needed in final year$2.83$2.83

    Changed: nothing yet. Model: EPS × (1+g)^years × final P/E, discounted at the required return, equals today's price. Inputs: SEC diluted EPS and the dated close above.

    Prepare for earnings across my investments — $399/month

    Keep working models for the companies you follow, compare your expectations with reported results, and review what changes your investment decision. COFS goes in with your buy-or-wait comparison and assumptions preserved.

    Start Desk — $399/month

    Figures come from SEC EDGAR XBRL filings. Dates marked "estimated" are calculated from the company's past results filings and are not confirmed. Not investment advice.