Enova International, Inc. (ENVA) earnings date, results and what the price requires
NYSE · SEC CIK 0001529864 · SEC filings checked Oct 17, 2026
Previous results (SEC filings)
| Quarter ended | Reported | Revenue | Net income | Diluted EPS | Source |
|---|---|---|---|---|---|
| Jun 30, 2026 | Jul 23, 2026 | $928.9M | $105.1M | $4.00 | Filing |
| Mar 31, 2026 | Apr 23, 2026 | $875.1M | $91.1M | $3.46 | Filing |
| Dec 31, 2025 | Jan 27, 2026 | $839.4M | $79.0M | $2.94 | Filing |
| Sep 30, 2025 | Oct 23, 2025 | $802.7M | $80.3M | $3.03 | Filing |
| Jun 30, 2025 | Jul 24, 2025 | $764.0M | $76.1M | $2.86 | Filing |
| Mar 31, 2025 | Apr 29, 2025 | $745.5M | $72.9M | $2.69 | Filing |
| Dec 31, 2024 | Feb 4, 2025 | $729.6M | $63.7M | $2.29 | Filing |
| Sep 30, 2024 | Oct 22, 2024 | $689.9M | $43.4M | $1.57 | Filing |
What would Enova International, Inc. have to report for its valuation to change?
At $177.89, with a 9.0% required return and a 18× earnings multiple in 5 years, earnings per share must grow about 2.5% a year, to $15.21. On that path the next quarter needs diluted EPS near $3.11, against $3.03 in the quarter ended Sep 30, 2025.
Compare buying at the last close now with waiting for results: if the report moves the growth the price requires, the entry price you would accept changes with it.
| Result | Original | Yours |
|---|---|---|
| Required EPS growth / year | 2.5% | 2.5% |
| EPS needed in final year | $15.21 | $15.21 |
Changed: nothing yet. Model: EPS × (1+g)^years × final P/E, discounted at the required return, equals today's price. Inputs: SEC diluted EPS and the dated close above.
Prepare for earnings across my investments — $399/month
Keep working models for the companies you follow, compare your expectations with reported results, and review what changes your investment decision. ENVA goes in with your buy-or-wait comparison and assumptions preserved.
Figures come from SEC EDGAR XBRL filings. Dates marked "estimated" are calculated from the company's past results filings and are not confirmed. Not investment advice.