INDEPENDENT BANK CORP /MI/ (IBCP) earnings date, results and what the price requires
Nasdaq · SEC CIK 0000039311 · SEC filings checked Oct 16, 2026
Previous results (SEC filings)
| Quarter ended | Reported | Revenue | Net income | Diluted EPS | Source |
|---|---|---|---|---|---|
| Jun 30, 2026 | Jul 23, 2026 | $8.2M | $18.8M | $0.90 | Filing |
| Mar 31, 2026 | Apr 23, 2026 | $7.6M | $16.9M | $0.81 | Filing |
| Dec 31, 2025 | Jan 22, 2026 | $7.9M | $18.6M | $0.89 | Filing |
| Sep 30, 2025 | Oct 28, 2025 | $8.9M | $17.5M | $0.84 | Filing |
| Jun 30, 2025 | Jul 24, 2025 | $7.9M | $16.9M | $0.81 | Filing |
| Mar 31, 2025 | Apr 24, 2025 | $7.3M | $15.6M | $0.74 | Filing |
| Dec 31, 2024 | Jan 23, 2025 | $7.7M | $18.5M | $0.87 | Filing |
| Sep 30, 2024 | Oct 24, 2024 | $8.8M | $13.8M | $0.65 | Filing |
What would INDEPENDENT BANK CORP /MI/ have to report for its valuation to change?
At $35.29, with a 9.0% required return and a 18× earnings multiple in 5 years, earnings per share must grow about -2.6% a year, to $3.02. On that path the next quarter needs diluted EPS near $0.82, against $0.84 in the quarter ended Sep 30, 2025.
Compare buying at the last close now with waiting for results: if the report moves the growth the price requires, the entry price you would accept changes with it.
| Result | Original | Yours |
|---|---|---|
| Required EPS growth / year | -2.6% | -2.6% |
| EPS needed in final year | $3.02 | $3.02 |
Changed: nothing yet. Model: EPS × (1+g)^years × final P/E, discounted at the required return, equals today's price. Inputs: SEC diluted EPS and the dated close above.
Prepare for earnings across my investments — $399/month
Keep working models for the companies you follow, compare your expectations with reported results, and review what changes your investment decision. IBCP goes in with your buy-or-wait comparison and assumptions preserved.
Figures come from SEC EDGAR XBRL filings. Dates marked "estimated" are calculated from the company's past results filings and are not confirmed. Not investment advice.