OptimumBank Holdings, Inc. (OPHC) earnings date, results and what the price requires
NYSE · SEC CIK 0001288855 · SEC filings checked Oct 17, 2026
Previous results (SEC filings)
| Quarter ended | Reported | Revenue | Net income | Diluted EPS | Source |
|---|---|---|---|---|---|
| Jun 30, 2026 | Jul 24, 2026 | — | $6.7M | $0.28 | Filing |
| Mar 31, 2026 | Apr 24, 2026 | — | $4.7M | $0.20 | Filing |
| Dec 31, 2025 | Jan 20, 2026 | — | $4.9M | $0.21 | Filing |
| Sep 30, 2025 | Oct 16, 2025 | — | $4.3M | $0.18 | Filing |
| Jun 30, 2025 | Aug 6, 2025 | — | $3.6M | $0.15 | Filing |
| Mar 31, 2025 | May 12, 2025 | — | $3.9M | $0.17 | Filing |
| Dec 31, 2024 | Feb 26, 2025 | — | $3.9M | $-0.17 | Filing |
| Sep 30, 2024 | Nov 8, 2024 | — | $3.3M | $0.15 | Filing |
What would OptimumBank Holdings, Inc. have to report for its valuation to change?
At $8.79, with a 9.0% required return and a 18× earnings multiple in 5 years, earnings per share must grow about -2.9% a year, to $0.75. On that path the next quarter needs diluted EPS near $0.17, against $0.18 in the quarter ended Sep 30, 2025.
Compare buying at the last close now with waiting for results: if the report moves the growth the price requires, the entry price you would accept changes with it.
| Result | Original | Yours |
|---|---|---|
| Required EPS growth / year | -2.9% | -2.9% |
| EPS needed in final year | $0.75 | $0.75 |
Changed: nothing yet. Model: EPS × (1+g)^years × final P/E, discounted at the required return, equals today's price. Inputs: SEC diluted EPS and the dated close above.
Prepare for earnings across my investments — $399/month
Keep working models for the companies you follow, compare your expectations with reported results, and review what changes your investment decision. OPHC goes in with your buy-or-wait comparison and assumptions preserved.
Figures come from SEC EDGAR XBRL filings. Dates marked "estimated" are calculated from the company's past results filings and are not confirmed. Not investment advice.