UNITED COMMUNITY BANKS INC (UCB) earnings date, results and what the price requires
NYSE · SEC CIK 0000857855 · SEC filings checked Oct 16, 2026
Previous results (SEC filings)
| Quarter ended | Reported | Revenue | Net income | Diluted EPS | Source |
|---|---|---|---|---|---|
| Jun 30, 2026 | Jul 21, 2026 | $279.3M | $115.6M | $0.95 | Filing |
| Mar 31, 2026 | Apr 21, 2026 | $276.5M | $84.3M | $0.69 | Filing |
| Dec 31, 2025 | Jan 14, 2026 | $278.4M | $86.5M | $0.71 | Filing |
| Sep 30, 2025 | Oct 22, 2025 | $276.8M | $91.5M | $0.70 | Filing |
| Jun 30, 2025 | Jul 23, 2025 | $260.2M | $78.7M | $0.63 | Filing |
| Mar 31, 2025 | Apr 22, 2025 | $247.7M | $71.4M | $0.58 | Filing |
| Dec 31, 2024 | Jan 22, 2025 | $250.9M | $75.8M | $0.61 | Filing |
| Sep 30, 2024 | Oct 23, 2024 | $217.3M | $47.3M | $0.38 | Filing |
What would UNITED COMMUNITY BANKS INC have to report for its valuation to change?
At $34.09, with a 9.0% required return and a 18× earnings multiple in 5 years, earnings per share must grow about -0.9% a year, to $2.91. On that path the next quarter needs diluted EPS near $0.69, against $0.70 in the quarter ended Sep 30, 2025.
Compare buying at the last close now with waiting for results: if the report moves the growth the price requires, the entry price you would accept changes with it.
| Result | Original | Yours |
|---|---|---|
| Required EPS growth / year | -0.9% | -0.9% |
| EPS needed in final year | $2.91 | $2.91 |
Changed: nothing yet. Model: EPS × (1+g)^years × final P/E, discounted at the required return, equals today's price. Inputs: SEC diluted EPS and the dated close above.
Prepare for earnings across my investments — $399/month
Keep working models for the companies you follow, compare your expectations with reported results, and review what changes your investment decision. UCB goes in with your buy-or-wait comparison and assumptions preserved.
Figures come from SEC EDGAR XBRL filings. Dates marked "estimated" are calculated from the company's past results filings and are not confirmed. Not investment advice.