UMB FINANCIAL CORP (UMBF) earnings date, results and what the price requires
Nasdaq · SEC CIK 0000101382 · SEC filings checked Oct 16, 2026
Previous results (SEC filings)
| Quarter ended | Reported | Revenue | Net income | Diluted EPS | Source |
|---|---|---|---|---|---|
| Jun 30, 2026 | Jul 28, 2026 | — | $277.6M | $3.56 | Filing |
| Mar 31, 2026 | Apr 28, 2026 | — | $261.4M | $3.35 | Filing |
| Dec 31, 2025 | Jan 27, 2026 | — | $215.4M | $2.90 | Filing |
| Sep 30, 2025 | Oct 28, 2025 | — | $188.3M | $2.36 | Filing |
| Jun 30, 2025 | Jul 29, 2025 | — | $217.4M | $2.82 | Filing |
| Mar 31, 2025 | Apr 29, 2025 | — | $81.3M | $1.21 | Filing |
| Dec 31, 2024 | Jan 28, 2025 | — | $120.0M | $2.44 | Filing |
| Sep 30, 2024 | Oct 29, 2024 | — | $109.6M | $2.23 | Filing |
What would UMB FINANCIAL CORP have to report for its valuation to change?
At $131.75, with a 9.0% required return and a 18× earnings multiple in 5 years, earnings per share must grow about -1.5% a year, to $11.26. On that path the next quarter needs diluted EPS near $2.32, against $2.36 in the quarter ended Sep 30, 2025.
Compare buying at the last close now with waiting for results: if the report moves the growth the price requires, the entry price you would accept changes with it.
| Result | Original | Yours |
|---|---|---|
| Required EPS growth / year | -1.5% | -1.5% |
| EPS needed in final year | $11.26 | $11.26 |
Changed: nothing yet. Model: EPS × (1+g)^years × final P/E, discounted at the required return, equals today's price. Inputs: SEC diluted EPS and the dated close above.
Prepare for earnings across my investments — $399/month
Keep working models for the companies you follow, compare your expectations with reported results, and review what changes your investment decision. UMBF goes in with your buy-or-wait comparison and assumptions preserved.
Figures come from SEC EDGAR XBRL filings. Dates marked "estimated" are calculated from the company's past results filings and are not confirmed. Not investment advice.