Intelligence Feed event · Equity · 2026-08-28

    Affirm Q4 revenue rises 33% to $1.17B as EPS of $4.62 tops consensus

    Question

    Affirm Q4 revenue rises 33% to $1.17B as EPS of $4.62 tops consensus

    Direct answer

    Affirm Holdings delivered fourth-quarter 2026 revenue of $1.17 billion, representing 33% growth over the prior year and surpassing consensus by 5.23%. Earnings per share came in at $4.62 compared to consensus expectations of $0.33. Growth was supported by strength across gross merchandise volume, higher portfolio interest income, and profitable loan sale gains, pointing to sustained consumer adoption of point-of-sale financing structures.

    Original publisher
    Market Ontology
    Evidence through
    2026-08-28
    Published
    2026-10-20
    Revision
    1 · 2026-10-20

    Cite as: Market Ontology, “Affirm Q4 revenue rises 33% to $1.17B as EPS of $4.62 tops consensus”, revision 1, evidence through 2026-08-28. https://marketontology.com/market-events/2026-08-28/affirm-q4-revenue-rises-33-to-1-17b-as-eps-of-4-62-tops-consensus-64b78b

    EQUITY
    Affirm Q4 revenue rises 33% to $1.17B as EPS of $4.62 tops consensus
    Affirm Holdings delivered fourth-quarter 2026 revenue of $1.17 billion, representing 33% growth over the prior year and surpassing consensus by 5.23%. Earnings per share came in at $4.62 compared to consensus expectations of $0.33. Growth was supported by strength across gross merchandise volume, higher portfolio interest income, and profitable loan sale gains, pointing to sustained consumer adoption of point-of-sale financing structures.
    AFRM
    Impact
    78
    AUG 28
    SIG
    88%
    AFRM
    Affirm Q4 revenue rises 33% to $1.17B as EPS of $4.62 tops consensus
    Affirm Holdings delivered fourth-quarter 2026 revenue of $1.17 billion, representing 33% growth over the prior year and surpassing consensus by 5.23%. Earnings per share came in at $4.62 compared to consensus expectations of $0.33. Growth was supported by strength across gross merchandise volume, higher portfolio interest income, and profitable loan sale gains, pointing to sustained consumer adoption of point-of-sale financing structures.
    → Higher GMV throughput and accelerated secondary loan sale gains expand net transaction margin and operating cash flow for AFRM.
    Impact
    Affirm Holdings delivered fourth-quarter 2026 revenue of $1.17 billion, representing 33% growth over the prior year and surpassing consensus by 5.23%. Earnings per share came in at $4.62 compared to consensus expectations of $0.33. Growth was supported by strength across gross merchandise volume, higher portfolio interest income, and profitable loan sale gains, pointing to sustained consumer adoption of point-of-sale financing structures.
    Affected
    AFRM
    Transmission
    Higher GMV throughput and accelerated secondary loan sale gains expand net transaction margin and operating cash flow for AFRM.

    How this development reaches the affected companies

    AssetExposure and channelDirectionEvidence
    AFRMoperating margin expansion via loan sale gains and GMV growthUp1-5dQ4 revenue of $1.17B up 33% YoY and EPS of $4.62 vs $0.33 estimate.

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    What happened next

    Price follow-up pending — no stored daily closes for these assets yet.

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