Intelligence Feed event · Equity · 2026-08-28

    Affirm Reports Q4 Revenue of $1.17B Up 33% YoY and EPS of $4.62

    Question

    Affirm Reports Q4 Revenue of $1.17B Up 33% YoY and EPS of $4.62

    Direct answer

    Affirm Holdings published Q4 2026 financial results showing net revenue of $1.17 billion, reflecting a 33% expansion over the $876.42 million reported in Q4 2025 and topping market estimates by 5.23%. The company reported EPS of $4.62, above the consensus forecast of $0.33, supported by strong loan monetization. Performance across key operating metrics showed solid expansion in gross merchandise volume alongside steady yields on interest income and loan sale channels.

    Original publisher
    Market Ontology
    Evidence through
    2026-08-28
    Published
    2026-10-20
    Revision
    1 · 2026-10-20

    Cite as: Market Ontology, “Affirm Reports Q4 Revenue of $1.17B Up 33% YoY and EPS of $4.62”, revision 1, evidence through 2026-08-28. https://marketontology.com/market-events/2026-08-28/affirm-reports-q4-revenue-of-1-17b-up-33-yoy-and-eps-of-4-62-b89b52

    EQUITY
    Affirm Reports Q4 Revenue of $1.17B Up 33% YoY and EPS of $4.62
    Affirm Holdings published Q4 2026 financial results showing net revenue of $1.17 billion, reflecting a 33% expansion over the $876.42 million reported in Q4 2025 and topping market estimates by 5.23%. The company reported EPS of $4.62, above the consensus forecast of $0.33, supported by strong loan monetization. Performance across key operating metrics showed solid expansion in gross merchandise volume alongside steady yields on interest income and loan sale channels.
    AFRM
    Impact
    77
    AUG 28
    SIG
    90%
    AFRM
    Affirm Reports Q4 Revenue of $1.17B Up 33% YoY and EPS of $4.62
    Affirm Holdings published Q4 2026 financial results showing net revenue of $1.17 billion, reflecting a 33% expansion over the $876.42 million reported in Q4 2025 and topping market estimates by 5.23%. The company reported EPS of $4.62, above the consensus forecast of $0.33, supported by strong loan monetization. Performance across key operating metrics showed solid expansion in gross merchandise volume alongside steady yields on interest income and loan sale channels.
    → Stronger GMV and secondary loan sale execution expand BNPL net revenue margins, lifting fintech earnings and capital velocity.
    Impact
    Affirm Holdings published Q4 2026 financial results showing net revenue of $1.17 billion, reflecting a 33% expansion over the $876.42 million reported in Q4 2025 and topping market estimates by 5.23%. The company reported EPS of $4.62, above the consensus forecast of $0.33, supported by strong loan monetization. Performance across key operating metrics showed solid expansion in gross merchandise volume alongside steady yields on interest income and loan sale channels.
    Affected
    AFRM
    Transmission
    Stronger GMV and secondary loan sale execution expand BNPL net revenue margins, lifting fintech earnings and capital velocity.

    How this development reaches the affected companies

    AssetExposure and channelDirectionEvidence
    AFRMloan origination volume and secondary sale margin expansionUp1-5dAffirm reported Q4 revenue of $1.17B (+33% YoY) and EPS of $4.62 vs $0.33 estimate

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    What happened next

    Price follow-up pending — no stored daily closes for these assets yet.

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