Intelligence Feed event · Equity · 2026-10-13

    Upstart Drops 1.45% Underperforming Financials Ahead of November Q3 Print

    Question

    Upstart Drops 1.45% Underperforming Financials Ahead of November Q3 Print

    Direct answer

    AI-driven consumer lending platform Upstart Holdings fell 1.45% to $23.75, lagging the broader market. Over the past month, UPST has lost 5.82%, pacing well behind the wider Financial sector's 2.69% drop. The market continues to price risk ahead of Upstart's third-quarter earnings report on November 3, 2026. Consensus projections call for $364.63 million in revenue and EPS of $0.60, representing a 15.38% year-over-year expansion in earnings.

    Original publisher
    Market Ontology
    Evidence through
    2026-10-13
    Published
    2026-10-20
    Revision
    1 · 2026-10-20

    Cite as: Market Ontology, “Upstart Drops 1.45% Underperforming Financials Ahead of November Q3 Print”, revision 1, evidence through 2026-10-13. https://marketontology.com/market-events/2026-10-13/upstart-drops-1-45-underperforming-financials-ahead-of-november-q3-print-4c2273

    EQUITY
    Upstart Drops 1.45% Underperforming Financials Ahead of November Q3 Print
    AI-driven consumer lending platform Upstart Holdings fell 1.45% to $23.75, lagging the broader market. Over the past month, UPST has lost 5.82%, pacing well behind the wider Financial sector's 2.69% drop. The market continues to price risk ahead of Upstart's third-quarter earnings report on November 3, 2026. Consensus projections call for $364.63 million in revenue and EPS of $0.60, representing a 15.38% year-over-year expansion in earnings.
    UPST
    Impact
    62
    OCT 13
    SIG
    82%
    UPST
    Upstart Drops 1.45% Underperforming Financials Ahead of November Q3 Print
    AI-driven consumer lending platform Upstart Holdings fell 1.45% to $23.75, lagging the broader market. Over the past month, UPST has lost 5.82%, pacing well behind the wider Financial sector's 2.69% drop. The market continues to price risk ahead of Upstart's third-quarter earnings report on November 3, 2026. Consensus projections call for $364.63 million in revenue and EPS of $0.60, representing a 15.38% year-over-year expansion in earnings.
    → Anticipated credit risk and loan origination volume sensitivity drive a 5.82% monthly derating in UPST shares ahead of its November 3 earnings release ($0.60 EPS target).
    Impact
    AI-driven consumer lending platform Upstart Holdings fell 1.45% to $23.75, lagging the broader market. Over the past month, UPST has lost 5.82%, pacing well behind the wider Financial sector's 2.69% drop. The market continues to price risk ahead of Upstart's third-quarter earnings report on November 3, 2026. Consensus projections call for $364.63 million in revenue and EPS of $0.60, representing a 15.38% year-over-year expansion in earnings.
    Affected
    UPST
    Transmission
    Anticipated credit risk and loan origination volume sensitivity drive a 5.82% monthly derating in UPST shares ahead of its November 3 earnings release ($0.60 EPS target).

    How this development reaches the affected companies

    AssetExposure and channelDirectionEvidence
    UPSTloan origination and credit spread sensitivity deratingDown1-4wUPST fell 1.45% to $23.75, down 5.82% over 30 days ahead of Nov 3 earnings.

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    What happened next

    Price follow-up pending — no stored daily closes for these assets yet.

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