DCF discount-rate Sentinel

    Has the risk-free rate moved far enough from the one in my DCF to change the valuation?

    Data through 2026-10-08

    Your model assumptions

    Enter your own figures. Defaults are starting values, not a company estimate.

    1. 1 · Observation
      10-year Treasury 5.22% on 2026-10-08
    2. 2 · Assumption
      Drift +122 bp vs your 4.00% — outside tolerance
    3. 3 · Model consequence
      Model rate
      9.00%
      Implied rate
      10.22%
      Value change
      -16.0%
    4. 4 · Decision implication
      Review the valuation; you decide whether to update the model.
    5. 5 · Order proposal
      None. Sentinels only send review proposals to your inbox; they never place orders.

    Cost of equity = risk-free + beta × ERP; 5-year explicit FCF with 2.5% terminal growth (Gordon). Template dcf-discount-rate-v1.